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Mortgage Master

Jason Osenton
Branch Manager
NMLS# 21487
700 Larkspur Landing Circle Ste 199
Larkspur, CA 94939
Office: (415) 524-8695
Fax: (415) 532-2087
About Jason Osenton
Jason Osenton is a seasoned mortgage professional with over 13 years of experience in mortgage banking with regional and national mortgage lenders. Jason joined Mortgage Master, Inc. in July of 2006, at which time he opened MMI's first west coast office. As a member of the Mortgage Master team, Jason has established himself as a specialist in creating beneficial borrower alternatives through diversified product offerings. Jason has been consistently recognized in the Top 1% of Mortgage Originators in the country as listed in Mortgage Executive Magazine.

In addition to all of Jason's accomplishments, he takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself recognizing he is only as successful as his last transaction. By sharing his expertise and experience, he loves to open eyes and doors for people. Jason shares a commitment with his team to provide the best possible financial solution for each client through honest representation and unparalleled customer service.

Jason earned a Bachelor of Science Degree in Mathematics in from Boston College in 1997. He currently resides in Larkspur, CA with his wife, Lisa and their two daughters, Avery and Emma. Aside from being a husband and father, Jason is an active member of the community as he is involved with the world's leading autism science and advocacy organization, Autism Speaks.
CA LIC # CA-DOC21487 / FL LIC # LO1018 / MA LIC # ML021487 / NJ LIC # 21487 / PA LIC # 23423 / WA LIC # MLO-21487
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My Testimonials

"As first time home buyers, my husband and I were not sure if we should go with a bank or a mortgage broker to obtain our loan.Considering the expense and importance of this purchase, we decided it would be wise to shop around and consider all of our options. After visiting a couple of banks and brokers, our realtor put us in touch with Jason at Mortgage Master. From the start he explained the process clearly, and helped simplify a process that can be a bit overwhelming for first time buyers. Jason was always quick to respond with each pre-approval letter ( we put in several offers prior to acceptance). Additionally, he was always very accommodating with our schedules. I am happy to say that we closed escrow last Friday, in large part thanks to Jason and his team. He also made sure we received the best possible interest rate available. Both my husband and I highly recommend Jason, and we would most definitely obtain his services in the future."
— Noelle I. (Novato, CA)
"I recently had the opportunity to close my mortgage with Jason and his team at Mortgage Master. From beginning to end, it was a smooth process and handled professionally at every turn. I was introduced to Jason when my other mortgage lender was unable to respond quickly enough with pre-approval letters in the fast-moving Marin real estate market, and from that point on things went beautifully. Jason committed to a pretty aggressive close date which was key to getting my home against competing bids. The closing process was clearly explained and the steps followed like clockwork from beginning to end. I was never asked to resubmit any documentation because it was lost or misplaced; every deadline was met and the mortgage closed as scheduled without a hitch. I highly recommend Jason to anyone in the market for a mortgage."
— Richard C. (Novato, CA)
"Jason is amazing and I highly recommend working with him. He helped us purchase our first home and then 2.5 years later refinance it. What I really appreciate about working with Jason is his knowledge and experience. He knows the answers and does not fake it. When it comes to my mortgage I need to have that kind of assurance. Again I highly recommend."
— Derek W. (San Rafael, CA)
"My wife and I own several rental properties which significantly complicated the mortgage application process for the purchase of our home (primary residence). Securing financing for our loan was a challenging process to say the least and Jason came through, on time, with an excellent interest rate! Jason and his team were on top of the lender's (numerous!) concerns and drove the process forward at a pace that enabled us to close on the property one day early. Whether you are looking for the best possible interest rate or whether you have a complicated situation (as we do) that requires a deep level of broker experience, we definitely recommend Jason."
— Christopher L. (San Rafael, CA)
"I highly recommend Jason. Working with Jason was an excellent experience. He is extremely knowledgeable and his rates were unbeatable. Despite trying to close on a tight timeline, Jason never slowed us down and was extremely responsive (both by phone and email) to any questions we had. Unlike other mortgage brokers I've worked with in the past, Jason very little/no follow-up questions which was greatly appreciated. The process couldn't have gone better."
— Chris G. (San Francisco, CA)
"If you are looking for a new home or considering a refinancing, you should be in touch with Jason. Jason helped me finance my first home purchase in September - he is honest, hardworking, and knows the business very well. A few months later, when rates dropped, Jason proactively reached out to me and successfully refinanced my home at a lower rate. He has saved me numerous headaches and a lot of money that other brokers would not have. I would highly recommend using Jason for your home purchase or refinancing, and I will do the same in the future!"
— Sean B. (San Francisco, CA)
"If you are looking to obtain a mortgage, Jason is your man. We have heard horror stories about the mortgage process but Jason proved us wrong. The process was seamless from start to finish and Jason would always respond to questions within the same day; even on weekends. Towards the end of the process, my husband and I received an unexpected credit discrepancy and Jason did everything in his power to make sure it did not affect our interest rate. It is clear that Jason is extremely knowledgeable about the industry and truly cares about his clients' best interest. 5 stars all around! "
— Misha D. (Walnut Creek, CA)
"I've worked with Jason on several occasions; once when we purchased our home and again when we refinanced. Jason has been one of the most professional mortgage brokers I've met. He is extremely knowledgeable, prompt about his communication, and makes the entire process very smooth as long as you do your part and provide the information. Jason has been in the industry quite a long time and his experience is valuable to where you get solid and honest advice. He helped my family out big time! Thank you Jason!!"
— Harpreet J. (Walnut Creek, CA)
"Jason and his team did an excellent job with our refinance. Very quick process (6 weeks!), relatively painless (as far as a refi can be), answered all of our many and frequent questions quickly. Would absolutely recommend and will use again in the future."
— Susan R. (Oakland, CA)
"Jason was a referral from a good friend and 1 of 3 loan agents I was considering. I ended up getting my loan with Jason and Mortgage Master because he made the experience less stressful. The individual attention toward me made me feel less like I was just another number for quarterly goals and more like he was a personal adviser. This was my first home and escrow seemed particularly challenging. He and his team took the time to help explain all the options to help make for a successful and quick closing. He was available at all hours to take calls and answer emails for me and my agent which helped keep me at ease. When the time finally came to complete the loan paperwork his team were very proactive to ensure all documents were correct and complete. All in all I feel the loan was the least stressful part of the buying process and Jason and team helped to make that possible. "
— Ravi P. (Oakland, CA)


New Mortgage Requirements in Place Improve Consumer Disclosure

New Mortgage Requirements in Place Improve Consumer Disclosure

The TILA-RESPA Integrated Disclosure (TRID) rule went into place on Oct. 3, 2015. The new rules are meant to provide consumers with better access to key information when applying and closing on mortgage loans. The change brings two new documents to the loan process – the Loan Estimate and Closing Disclosure document. Additional changes impact the definition

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Published: November 24, 2015
Written By: Mortgage Master

Millennials Cross Great Credit Divide

When it comes to managing credit, and credit scores, Boomers outshine Millennials.
Millennials Cross Great Credit Divide

Last summer, Millennials—the largest generation in history—officially became the age group with the largest share of home buyers. They have overcome many hurdles to reach this point, including the housing crash of 2007 and the Great Recession, which slowed their income growth and forced many to wait until their late twenties or thirties to marry

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Published: November 17, 2015
Written By: Mortgage Master

5 Homeowner Tax Breaks You Should Be Taking Advantage Of

5 Homeowner Tax Breaks You Should Be Taking Advantage Of

  When buying a home, it can be difficult to see past all the initial costs. From the down payment and property taxes to monthly mortgage payment and insurance, the expenses can really add up. However, there are several tax breaks that come with homeownership that can make the process more affordable than you ever

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Published: November 12, 2015
Written By: Mortgage Master

A Road Map for your Home Purchase: What to Expect Along the Way

A Road Map for your Home Purchase: What to Expect Along the Way

While purchasing a new home can sometimes feel like a rollercoaster, if you choose your team carefully and take a few preparatory steps in advance, it can be a smooth and predictable process. You’ll pass through four main stages with some characteristic benchmarks on your road to homeownership. Keep your eyes on the prize, and

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Published: November 2, 2015
Written By: Mortgage Master
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